Mobile Payments - a Long, Relentless War of Attrition

Irving Wladawsky-Berger

The key barrier to the adoption of these mobile payment innovations is that while the payment system that we’ve long used is highly complex and inflexible, it actually works quite well. “As it turns out, consumers like dipping and swiping just fine and are not dissatisfied with their plastic cards, even if they happen to have a phone in their hand with the capacity to use a mobile wallet.”. SmartPay , for example, offers a 10 cent discount per gallon.

The Dark Side of Technology

John Hagel

  As anyone who understands complexity theory knows, the more connected we become, the more vulnerable the system becomes to cascades of information and action that can disrupt the system in unexpected ways.   It draws out and intensifies certain cognitive biases that I’ve written about elsewhere so I’ll just briefly summarize them here: They magnify our perception of risk and discount our perception of reward. I’m going to disrupt the Silicon Valley script.


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Scaling: merge, match & masticate

Dave Snowden

Cognitive Edge has been working with the UNDP on how do you scale success in the development sector and we recently ran a fascinating event in New York look at the science of how complex adaptive systems scale which is now moving into early experimental use. At the same time in the Agile community we have the controversies over SAFe where scaling seems to mean ​how do I get senior IT management to adopt Agile practice rather than how do I scale success per se.

Kapp & Driscoll nail Learning in 3D

Clark Quinn

It’s just that the concepts are complex, and they don’t pander with overly simplistic presentations. There is a systematic guide to design that should provide valuable support to readers who are eager to experiment, and the advice on vendors, adoption, and implementation is very practical and valuable. You can get a 20% discount purchasing it directly from Amazon.

Response to Dron

Stephen Downes: Half an Hour

But I would assert that (a) each is a distinct understanding of learning that can be distinguished from other approaches that genuinely are called theories, and (b) neither is widely adopted (much less consensus opinion) in learning technology, or education generally, today. Discount the innuendo, and you don''t have an argument at all. Remember, above, where Dron said ''neurons are simple, social entities (being mostly humans) are complex.'' Is this more complex than that?

Edge Perspectives with John Hagel: Retailers and Customers

John Hagel

Of course, the pace and trajectory of unbundling (and related rebundling) differs across industries and geographies – the patterns are complex and fractal. In the case of Tesco, every few hundred/thousand points you collect you can redeem for in-store discounts. However, at the commodity pricing level, e.g., deeply discounted airline travel, the industry has a lot in common with retailing.

The Monkeysphere Ideology

Stephen Downes: Half an Hour

In our complex society, writes Cracked, "Most of us do not have room in our Monkeysphere for our friendly neighborhood sanitation worker. And, were a similar standard adopted in our processes of politics and business, it would be the end of government by statistics. Goodness knows, I don't want to cite Cracked as my source. My brother liked Cracked. I was always a Mad reader. He also liked Pepsi and CFGO in Ottawa. Myself, I was always a devotee of Coke and listened to CFRA.