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Securing the Foundations of our Digital Economy

Irving Wladawsky-Berger

On December 1 the Commission issued its final Report on Securing and Growing the Digital Economy. Technological advancement is outpacing security and will continue to do so unless we change how we approach and implement cybersecurity strategies and practices.

Culture or Cultures?

Clark Quinn

A twitter pointer led me to an HBR article arguing that We’re Thinking about Organizational Culture all Wrong. In it, the author argues that it’s fallacious to think that there’s just one organizational culture, , and that all people buy into it. The first is that the cultural values may be interpreted differently. The second is that people may comply with the culture even if they don’t agree with it. Cultures are developed and do change.

“Flexible Security”: A Sensible Social Policy for our Digital Age

Irving Wladawsky-Berger

The article makes a strong case for flexicurity - shorthand for flexible security, - a social model from the Nordic countries which aims to achieve both flexibility in labor markets and security for workers. Entrepreneurship and flexible security.

The Blockchain and Open Innovation

Irving Wladawsky-Berger

Transformational innovations don’t always play out as originally envisioned. The Internet and World Wide Web introduced a culture of standards to the IT industry. For example, it allows securities to be settled in minutes instead of days.

Innovation Thoughts

Clark Quinn

So I presented on innovation to the local ATD chapter a few weeks ago, and they did an interesting and nice thing: they got the attendees to document their takeaways. I started talking about why innovation was needed, and then what it was. And, of course, it requires the right culture.

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Micro-blogging can help build your organisational culture

Dan Pontefract

In the corporate world where deadlines are rampant, constant innovation is indispensable, workloads are mounting, and financial pressures are omnipresent, it’s no wonder the employees of many organisations feel as though they are disconnected from one another.

User-Led Innovation Can’t Create Breakthroughs

Steve Denning

Citing the example of Apple [AAPL], they quote the Apple design team who say: “It’s all bullshit and hot air created to sell consulting projects and to give insecure managers a false sense of security.

Innovation at the State Dept.

David Weinberger

The Net is bringing about cultural changes at State. The State Department has been hypersensitive about security. To begin with you are dealing with highly educated employees with a strong desire to keep their jobs… Likewise, the report cites a new willingness to experiment and fail, which is essential for innovation but anathema to State’s traditional culture.

Blockchain Can Reshape Financial Services… But it Will Take Significant Time and Investment

Irving Wladawsky-Berger

wrote the WEF in a very timely message. “Over the last 50 years, technology innovation has been fundamental to financial services industry transformation. Sometimes, the emergence of an innovative disruptive technology can help propel change forward.

The Evolution of the Internet of Very Smart Things

Irving Wladawsky-Berger

These systems were optimized for simplicity and flexibility, and their graphical user interfaces led to many innovative applications, including the new web-based applications in the 1990s.

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Blockchain - Once Again, the Technological Genie Has Been Unleashed from its Bottle

Irving Wladawsky-Berger

Foremost among these limitations are privacy, security and inclusion. “Doing business on the Internet requires a leap of faith” because the infrastructure lacks the necessary security. Why wasn’t stronger security designed into the original Internet protocols?

The Collaborative, Sharing Economy

Irving Wladawsky-Berger

A few weeks ago I wrote about my recent participation in the 2013 Roundtable on Institutional Innovation , an Aspen Institute event that took a close look at the impact of digital technologies on the evolution of companies and other organizations.

The President’s Commission on Enhancing National Cybersecurity

Irving Wladawsky-Berger

Former national security advisor Tom Donilon and former IBM CEO Sam Palmisano serve as chair and vice-chair respectively. All these stakeholders must somehow be incented to work together in developing and embracing new financial innovations.

The Rise of the On-Demand Economy

Irving Wladawsky-Berger

These workers, many of them unionized, enjoyed relatively secure, stable jobs and a number of company benefits, including health care insurance, vacations and retirement pensions. .

The Economic Potential of The Internet of Things

Irving Wladawsky-Berger

The myriad possibilities that arise from the ability to monitor and control things in the physical world electronically have inspired a surge of innovation and enthusiasm,” writes McKinsey in a June, 2015 report - The Internet of Things: Mapping the Value Beyond the Hype.

The Fourth Industrial Revolution

Irving Wladawsky-Berger

These innovative offerings are restructuring industry boundaries and leading to the creation of whole new industries. Collaborative innovations - Companies have to become much more innovative to better respond to the fast-changing, highly competitive business environment.

AI and Public Policy

Irving Wladawsky-Berger

While encouraging innovation, policies and processes should address ethical, privacy, and security implications, and should work to ensure that the benefits of AI technologies will be spread broadly and fairly.”.

Is FinTech Forcing Banking to a Tipping Point?

Irving Wladawsky-Berger

Although FinTech companies have the advantage of new innovation, incumbent financial institutions still have the upper hand in terms of scale and we have not yet reached the tipping point of digital disruption in either the US or Europe.

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The Future of Financial Services

Irving Wladawsky-Berger

By analyzing the earliest recorded transactions, researchers believe that writing evolved in ancient Mesopotamia thousands of years ago, as an innovation to keep track of financial records. Periods of rapid ICT and FS innovation are followed by lengthy periods of stability and consolidation.

Towards a Trusted Framework for Identity and Data Sharing

Irving Wladawsky-Berger

As the economy and society move toward a world where interactions are primarily governed by digital data and transactions, our existing methods of managing identity and data security are proving inadequate.

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From the Digital Divide to Inclusive Innovation: the Case of Digital Money

Irving Wladawsky-Berger

Today, it calls itself “an enlightenment organisation committed to finding innovative practical solutions to today’s social challenges”. . The panel was organized to mark the publication of an RSA pamphlet - From the digital divide to inclusive innovation: the case of digital money.

Anticipating the Future of the IT Industry

Irving Wladawsky-Berger

Which hot technology innovations, - e.g., artificial intelligence, the blockchain, cloud computing, - will end up having a big impact and which are destined to fizzle? In the end, innovation is a journey into the future.

Jobs in the Age of Watson

Irving Wladawsky-Berger

Over time, the same disruptive innovations responsible for the technological unemployment disease led to the transformation of the economy and the creation of new industries and new jobs. And, systems like Watson will be extensively used to help experts deal with highly complex problems in areas like medicine, finance and national security.

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From Mass Production to Mass Individualism

Irving Wladawsky-Berger

The result is a personalistic culture in which people have actively lost trust in big institutions. It may well turn out to be one of the most important innovations in our 21st century digital economy. .

How Will AI Likely Impact How We Work, Live and Play?

Irving Wladawsky-Berger

Public safety and security. “One of the more successful uses of AI analytics is in detecting white collar crime, such as credit card fraud. To be successful, AI innovations will need to overcome understandable human fears of being marginalized.

The Digital Evolution Index

Irving Wladawsky-Berger

Measurements include available bandwidth, access to digital content, security of transactions, business use of IT, consumer financial services, and quality of roads. Innovation and Change : What is the extent of innovations to enable a healthy digital economy? Innovative hybrids.

The Long Term Impact of AI on Jobs - Some Lessons from History

Irving Wladawsky-Berger

The Economist references the work of economist James Bessen , who in a recent Atlantic article, - The Innovation Paradox , - argued that “what’s happening with automation is not so simple or obvious. The June 25 issue of The Economist includes a special report on artificial intelligence.

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Reflections on Bitcoin

Irving Wladawsky-Berger

And, because continuing technology advances are now enabling us to bring the empowerment benefits of the digital revolution to just about everyone in the planet, digital money is a truly inclusive innovation with no apparent digital divide.

Blockchains: the Promise of More Frictionless, Trusted Economies

Irving Wladawsky-Berger

Why wasn’t stronger security designed into the original Internet infrastructure? Being general purpose was a major design choice, that has enabled the Internet to become one of , if not, the most prolific innovation platform the world has ever seen. Foremost among them is security.

On the Complex Evolution toward Mobile Digital Payments

Irving Wladawsky-Berger

On September 9, Apple announced Apple Pay , an easy, secure way to make mobile payments using their latest devices , - the iPhone 6’s and Apple Watch. In addition, the company is hoping to stimulate innovation by publishing their APIs so developers can embed Apple Pay services in their apps.

How Can We Ensure that Our Complex AI Systems Do What We Want Them to Do?

Irving Wladawsky-Berger

Security : how to prevent intentional manipulation by unauthorized parties;” and . Artificial Intelligence Complex Systems Data Science and Big Data Economic Issues Innovation Political Issues Services Innovation Smart Systems Society and Culture Technology and Strategy

What’s the Value of a Liberal Arts Education in Our 21st Century Digital Economy?

Irving Wladawsky-Berger

More specifically, they needed to learn how to approach problems from many perspectives and to combine various approaches to find innovative solutions.”. Complex Systems Economic Issues Education and Talent Innovation Management and Leadership Political Issues Society and Culture

New Tools Beget Revolutions: Big Data and the 21st Century Information-based Society

Irving Wladawsky-Berger

According to Lo, part of the answer lies in the use of secure multi-party computation , a sub-field of cryptography that enables statistics and other functions to be calculated and shared while keeping the individual inputs used in the calculations totally anonymous. .

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Sexting Apps Versus Helping Cure Cancer

Irving Wladawsky-Berger

Ms Lu is a very good writer, storyteller and ethnographer , i.e., a kind of cultural anthropologist. One is the youth culture. there is a basic cultural disconnect. The easiest explanations are mismatched skill sets or cultural friction.

The Slow, Steady March Towards Digital Money

Irving Wladawsky-Berger

Propensity to Adopt , which captures the extent to which consumers and businesses embrace digital innovation. . Materially Ready : Ubiquitous ICT infrastructures and digital solutions and a regulatory environment that encourages private sector investment in innovative digital solutions.

Bigger is Not Necessarily Better in Our Information-Rich Digital Economy

Irving Wladawsky-Berger

The more entrepreneurial among them are leveraging these new technologies and knowledge-sharing platforms to develop innovative products and services, and to start new companies and bring their innovations to market. .

The Growing Importance of Storytelling in the Business World

Irving Wladawsky-Berger

While storytelling is mostly associated with entertainment, education and culture, it also plays a major role in business. It’s a natural way of explaining what the new innovation is all about. Consequently, there’s no one overall owner responsible for security over the Internet.

A Kind of Digital “Perfect Storm”

Irving Wladawsky-Berger

Some of the articles are about the creation of innovative new technologies and applications, while others are about the creative destruction such innovations leave in their wake. Our human nature and organizational cultures have not changed all that much in the intervening millennia.

Social Business in the Age of the Customer

Irving Wladawsky-Berger

Many businesses have set up social technologies in their organizations, yet few have truly made the technical, cultural, and process changes necessary to reap the full opportunities and benefits of these tools or the vast amounts of data they capture. This puts business and government leaders at risk of being overcome by the tidal wave of rapid change and innovation spearheaded by knowledge-empowered customers, partners, and competitors.”.

The Management of Disruptive Innovations

Irving Wladawsky-Berger

The management of disruptive innovations is very different when looking at relatively simple or self-contained technologies, products or services versus highly complex platforms and infrastructures. A lot of the hype you often hear when new innovations come about is the result of people not properly understanding the different dynamics that apply to simple versus highly complex innovations. The dot-com era was famous for its many innovations, but also for its hype.